NEW PRICE! 100% financing with on PMI and minimum credit score of 640 available (and you don't have to be a first time buyer). Must see! Welcome home to this easy-entry rancher that blends original charm with modern updates, perched on a large mostly level lot just off Middlebrook Pike near West Hills! Only 2 miles away from Trader Joes! With great curb appeal, mature trees, and a welcoming sun patio out front, this home invites you in before you even step through the door. In the backyard, you'll find a gardener's dream: a spacious fully-fenced yard with a brand-new cedar wood privacy section (15-year guarantee by Champion Fence) that's nestled inside the larger fenced area, new raised garden beds, and a relaxing patio; perfect for outdoor living and weekend projects. The easy in/out driveway with ample parking and a ramp up to the front porch offers convenient access to the home. And there's NO HOA or neighborhood restrictions! Inside, this home offers flexible living spaces with four bedrooms and two family rooms. The 2nd family room is ideal for entertaining, a home gym setup, craft room, playroom, home office, or even creating rental income using the adjoining 4th bedroom and 2nd family room as a house-hack. The home's character shines with arched openings, an adorable breakfast nook with tongue-and-groove cathedral ceiling, floor-to-ceiling picture windows in the front family room and 1st spare bedroom, and original hardwood floors in three of the bedrooms. The kitchen has been beautifully updated with granite countertops, refinished cabinets, tile backsplash, a true hood vent, upgraded hardware, pantry, and a reverse osmosis water filter. The breakfast nook's natural light and backyard views make it a favorite spot for morning coffee. Retreat to the primary suite featuring an ensuite bath with quartz countertop vanity and walk-in shower, along with a spacious double-closet. Each bedroom is complete with ceiling fans, and the 4th bedroom includes a walk-in closet. The spare bathroom offers a huge soaking tub with rain showerhead and quartz countertop vanity. Other highlights include solid-surface flooring throughout (LVP + hardwood), craftsman-style 2-panel doors, updated windows and roof, a brand new HVAC system, water softener and reverse osmosis system at the kitchen sink, and the washer/dryer and all kitchen appliances convey. Reasonably assessed city taxes cover trash, recycling, and fire protection services. This home has been thoughtfully updated while maintaining its character and warmth. With plenty of room inside and out, a convenient location, and the whole property being ''turnkey'' ready for you, it's just waiting for your personal touch. A $4000 custom back door from CRS Exteriors is being installed 12/12/25! Book your showing today!