117 Divide Tr, Monterey, TN 38574

$399,700
Property Type: Single Family Bedrooms: 3 Square Footage: 1,660 Lot Size (sq. ft.): 46,174 Status: Active
Current Price: $399,700 List Date: 1/07/2026 Last Modified: 3/30/2026

Overview

Description

Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout. The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and entertaining. The kitchen is a true showstopper, featuring a large center island, range, and quality finishes that reflect the builder's commitment to both style and functionality. A split-bedroom layout offers privacy and comfort, while the open-concept design provides a seamless flow for everyday living. With peaceful surroundings and plenty of room to enjoy the outdoors, this home blends modern comfort with a serene setting. Don't miss the opportunity to own a carefully crafted new build in one of Monterey's most appealing lake communitiesâ€''schedule your private showing today!

Listing Details MLS# 1325643

Location Tax Legal Info

House #
117
Street Name
Divide
St Suffix
Tr
State/Province
TN
Zip Code
38574
PIN #
025D B 003.00
Subdivision
Cumberland Lakes

Contract Info

Auction Y/N
No
Listing Price
399700
Occupancy
Permanent Residence

General Property Description

Type
Ranch
Acres
1.06
Acre Source
Tax Records
Site Built
Yes
Restrictions
Yes
SqFt - Total (Aprox)
1660
# Bedrooms
3
Baths - Full
2
# of Rooms
9
Fireplace
Yes
# Fireplace
Yes
Property Status
N/A
HOA
Mandatory
HOA Fee
175
HOA Freq
Yearly
HOA Contact
Cumberland Lakes
Year Built
2025
Bonus Room
No
SqFt - Main Lvl
0
SqFt - Down Lvl
0
SqFt - 2nd Flr Lvl
0
SqFt - 3rd Flr Lvl
0
Basement
No

Status Change Info

Status Change Date
2026-01-07

Location, Tax & Legal Info

Area
Cumberland County - 34
Property Sub-Type
Residential
Community
Cumberland Lakes
City/County Code
County
Total Tax
56.75

Remarks & Misc

Directions
TN-62 Tennessee Head toward Vannorstran St 3.2 mi Turn left to stay on TN-62 W 34.4 mi Turn left onto Cumberland Lakes Dr 2.9 mi Turn left onto Divide Trail Destination will be on the left
Public Remarks
Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout. The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and entertaining. The kitchen is a true showstopper, featuring a large center island, range, and quality finishes that reflect the builder's commitment to both style and functionality. A split-bedroom layout offers privacy and comfort, while the open-concept design provides a seamless flow for everyday living. With peaceful surroundings and plenty of room to enjoy the outdoors, this home blends modern comfort with a serene setting. Don't miss the opportunity to own a carefully crafted new build in one of Monterey's most appealing lake communitiesâ€''schedule your private showing today!

More Information

Atchd/Dtchd Type

Attached
Yes

Style

Traditional
Yes

Construction

Block
Yes
Frame
Yes

Siding

Vinyl
Yes

Fireplace

Gas Log
Yes

Cooling

Central Cooling
Yes

Floors

Hardwood
Yes
Laminate
Yes

Garage/Parking

Garage Spaces
2
Garage Faces Side
Yes

Basement

None
Yes

Lot Description

Level
Yes
Private
Yes
Wooded
Yes

Fuel

Electric
Yes
Propane
Yes

View

Country Setting
Yes
Wooded
Yes

Heat

Central
Yes

Community Amenities

Architect Restricted
Yes
Boat Ramp
Yes
Lake/Water Access
Yes

Dining Area

Kitchen/Dining Rm Co
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Range
Yes
Self Cleaning Oven
Yes
Smoke Detector
Yes

Exterior Features

Patio
Yes
Porch - Covered
Yes
Window - Energy Star
Yes
Windows - Insulated
Yes

Misc Features

Internet Available
Yes
Kitchen Island
Yes
Pantry
Yes
Walk-in Shower
Yes
Walk-In Closet(s)
Yes
Washer/Dryer Connect
Yes
Wired for Internet
Yes

Sewer

Septic Tank
Yes

Water

Public
Yes

Association Fee Incl

Grounds Maintenance
Yes

New Financing

Cash
Yes
Conventional
Yes
FHA
Yes
New Loan
Yes
USDA/Rural
Yes
VA Loan
Yes

Property Features

Style: Traditional Construction: Block; Frame Siding: Vinyl Basement: None Lot Description: Level; Private; Wooded View: Country Setting; Wooded Fireplace: Gas Log Floors: Hardwood; Laminate Fuel: Electric; Propane Heat: Central Cooling: Central Cooling Appliances: Dishwasher; Disposal; Range; Self Cleaning Oven; Smoke Detector Sewer: Septic Tank Water: Public Misc Features: Internet Available; Kitchen Island; Pantry; Walk-in Shower; Walk-In Closet(s); Washer/Dryer Connect; Wired for Internet Exterior Features: Patio; Porch - Covered; Window - Energy Star; Windows - Insulated Dining Area: Kitchen/Dining Rm Co Community Amenities: Architect Restricted; Boat Ramp; Lake/Water Access Association Fee Incl: Grounds Maintenance New Financing: Cash; Conventional; FHA; New Loan; USDA/Rural; VA Loan
Listing Office: Weichert, Realtors-The Webb Agency
IDX
Office Phone: 931-707-8787
Last Updated: March - 30 - 2026
The data relating to real estate for sale on this Web Site comes from the IDX Program of the Knoxville Area Association of REALTORS® Multiple Listing Service. © Copyright 2020 All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. This information is updated weekly, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision.
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