Veterans can take over the sellers loan at a 3.75% rate! Welcome to this spacious and beautifully updated all brick basement ranch home. Offering 3,550 sq ft of living space on a quiet, low traffic lot. This 3 bed, 2 bath single family home combines classic curb appeal with thoughtful modern upgrades that you're sure to love. Recent renovations include updated electrical and plumbing systems to the street, new HVAC with ductwork, blown in insulation, foam insulated walls, luxury vinyl and tile flooring, and a full house water filtration system -- delivering efficiency, comfort, and peace of mind. The finished lower level offers versatile space for relaxing, entertaining, or a home office. The main floor addition enhances everyday living space, while the custom privacy fence, overbuilt deck, and 10×20 metal outbuilding provide outdoor appeal and practical storage. Enjoy level yard space perfect for kids, pets, or gardening. Perfectly positioned in Jefferson City, TN, this home is just minutes from Carson Newman University and within easy reach of Cherokee Lake, Douglas Lake, and scenic outdoor recreation -- making it ideal for nature lovers and commuters alike. Jefferson City offers small town charm with local dining, community events, and proximity to larger urban centers like Knoxville and Morristown. Don't miss this rare opportunity for move in ready space, modern systems, and a great location! Schedule your showing today -- buyers are welcome and offers encouraged!