Recently appraised at $400,000 and thoughtfully priced at $389,900, this home offers buyers instant value and equity!! Nestled on a private wooded lot just 900 feet from the boat dock, this beautifully maintained custom home delivers the perfect blend of peaceful East Tennessee living and convenient access to Watts Bar Lake. Located on a serene wooded lot just steps from the water, this custom-built 3-bedroom, 2-bath cottage style home offers the perfect balance of comfort, privacy, and East Tennessee charm. Built in 1996 and beautifully maintained. In the winter with the leaves off, you can see the lake water glistening through the trees. Inside, you'll find 9-foot ceilings, no carpet, and thoughtful updates throughout. The spacious kitchen features a gas range, touchless faucet, new garbage disposal, hard-wired under-cabinet lighting, and a convection microwave that doubles as an oven. The central vacuum system includes special hoses for both the home and garage, making cleaning a breeze. A smart garage door opener and digital front lock add convenience and security. Recent improvements include a new natural gas furnace and AC (installed August 2025, 10-year warranty), crawl space encapsulation with dual pumps (One of the pumps is a 12v DC battery powered pump) and dehumidifier. Crawl space is professionally inspected yearly, and a new septic system installed 7 years ago. The concrete siding was painted 3 years ago, and the roof--40-year dimensional shingles--is approximately 8 years old. Outdoor living shines here: enjoy the gazebo-style ''Cook Shack'' designed for grilling, fish fries, and weekend get-togethers. The 12×24 storage shed with barn shelving and a workbench stays with the home. The composite-deck front porch, retaining wall built ~10 years ago, and large laundry room all reflect pride of ownership. Other highlights include: * Screened porch at left front of home * Ceiling fans in all bedrooms, living room & screened porch * Walk-in shower in the main bedroom suite * Portable A/C in garage (vented to exterior) * Exterior garage gas line connection for a generator (which is available for purchase) * Water heater replaced in 2019 * Air antenna receives ~30 channels, in case the cable goes out, for living room tv use * Only 2 miles to Ladd Landing boat docks If you're seeking a home with peaceful surroundings, quality updates, and proximity to Watts Bar Lake, this Harriman retreat checks all the boxes.