272 N Lake Tr, Monterey, TN 38574

New
$445,000
Property Type: Single Family Bedrooms: 2 Square Footage: 2,272 Lot Size (sq. ft.): 47,916 Status: Active
Current Price: $445,000 List Date: 4/24/2026 Last Modified: 4/29/2026

Overview

Description

Welcome to this beautiful lakefront property on Cumberland Lake, offering peaceful, park-like surroundings and stunning natural landscaping with eye-catching rock outcroppings. Situated on a fantastic 1.1-acre lot, this property provides the perfect blend of comfort, scenery, and privacy. The home features 2 bedrooms plus a bonus room with closet, along with a dedicated office space--ideal for working from home or accommodating guests. The inviting living room is highlighted by a Lopi freestanding propane gas stove, creating a warm and cozy atmosphere. A bright sunroom showcases gorgeous lake views, making it the perfect place to relax and unwind. The kitchen offers abundant cabinetry and a large pantry, flowing into a dining area designed for both everyday living and entertaining. Additional features include a laundry area and a finished crawl space for added storage and functionality. The property includes a 1-car attached garage with handicap lift as well as a 2-car detached gara ...

Listing Details MLS# 1338224

Location Tax Legal Info

House #
272
St Dir
N
Street Name
Lake
St Suffix
Tr
State/Province
TN
Zip Code
38574
PIN #
017P C 004.00
Subdivision
Cumberland Cove

Contract Info

Auction Y/N
No
Listing Price
445000

General Property Description

Type
Ranch
Lot Dimensions
190x246x184x32x323
Lot Size SqFt
47916
Acres
1.1
Acre Source
Tax Records
Site Built
Yes
Restrictions
Yes
SqFt - Total (Aprox)
2272
SqFt - Main Lvl
2272
# Bedrooms
2
Baths - Full
2
# of Rooms
8
Fireplace
No
Property Status
N/A
HOA
Mandatory
HOA Fee
175
HOA Freq
Yearly
HOA Contact
Cumberland Cove
Year Built
1995
Bonus Room
Yes
Extra Storage
Yes
SqFt - Down Lvl
0
SqFt - 2nd Flr Lvl
0
SqFt - 3rd Flr Lvl
0
# Fireplace
0
Basement
No

Status Change Info

Status Change Date
2026-04-24

Location, Tax & Legal Info

Area
Cumberland County - 34
Property Sub-Type
Residential
Community
Cumberland Cove
City/County Code
County
Elementary School
Pleasant Hill
Middle School
Pleasant Hill
Total Tax
835.64
High School
Cumberland County

Remarks & Misc

Directions
Hwy 70N, right on Mayland Loop, right on Jim Garrett Rd., right on Cumberland Lakes Dr. Right on N. Lake Trail, property on right #272.
Public Remarks
Welcome to this beautiful lakefront property on Cumberland Lake, offering peaceful, park-like surroundings and stunning natural landscaping with eye-catching rock outcroppings. Situated on a fantastic 1.1-acre lot, this property provides the perfect blend of comfort, scenery, and privacy. The home features 2 bedrooms plus a bonus room with closet, along with a dedicated office space--ideal for working from home or accommodating guests. The inviting living room is highlighted by a Lopi freestanding propane gas stove, creating a warm and cozy atmosphere. A bright sunroom showcases gorgeous lake views, making it the perfect place to relax and unwind. The kitchen offers abundant cabinetry and a large pantry, flowing into a dining area designed for both everyday living and entertaining. Additional features include a laundry area and a finished crawl space for added storage and functionality. The property includes a 1-car attached garage with handicap lift as well as a 2-car detached garage, providing ample space for parking, storage, or hobbies. The home is topped with 50-year rustic aluminum shingles for long-lasting durability and features a paved driveway for easy access. This unique lakefront opportunity is being sold as-is to settle an estate, offering incredible potential in a truly beautiful setting. (Buyer to verify all information before making an informed offer.)

More Information

Atchd/Dtchd Type

Detached
Yes

Style

Traditional
Yes

Construction

Frame
Yes

Siding

Vinyl
Yes

Fireplace

Free Standing
Yes
Gas Log
Yes
Other
Yes

Cooling

Ceiling Fan(s)
Yes
Central Cooling
Yes

Floors

Laminate
Yes
Sustainable
Yes
Vinyl
Yes

Garage/Parking

Garage Spaces
3
Attached
Yes
Detached
Yes
Garage Faces Side
Yes

Basement

Crawl Space
Yes
Walkout
Yes
Other
Yes
Outside Entr. Only
Yes

Lot Description

Lake/Water Access
Yes
Man-Made Lake
Yes
Waterfront
Yes
Wooded
Yes

Fuel

Electric
Yes

View

Country Setting
Yes
Lake View
Yes
Lakefront
Yes

Heat

Central
Yes

Community Amenities

Architect Restricted
Yes
Boat Ramp
Yes
Club House
Yes
Lake/Water Access
Yes
Picnic/Barbeque Area
Yes

Dining Area

Formal Dining Area
Yes

Appliances

Dishwasher
Yes
Range
Yes
Refrigerator
Yes
Self Cleaning Oven
Yes
Smoke Detector
Yes

Other Rooms

Bedroom Main Level
Yes
Extra Storage
Yes
Great Room
Yes
Laundry/Utility
Yes
Mstr Bdrm Main Level
Yes
Office
Yes
Split Bedroom
Yes
Sunroom
Yes

Exterior Features

Deck
Yes
Porch - Covered
Yes
Windows - Insulated
Yes
Windows - Wood
Yes

Misc Features

Internet Available
Yes
Pantry
Yes
Walk-in Shower
Yes
Washer/Dryer Connect
Yes
Wired for Internet
Yes

Sewer

Septic Tank
Yes

Water

Well
Yes

Outbuildings

Detached Workshop
Yes

Association Fee Incl

Some Amenities
Yes

New Financing

Cash
Yes
New Loan
Yes

Property Features

Style: Traditional Construction: Frame Siding: Vinyl Basement: Crawl Space; Walkout; Other; Outside Entr. Only Lot Description: Lake/Water Access; Man-Made Lake; Waterfront; Wooded View: Country Setting; Lake View; Lakefront Fireplace: Free Standing; Gas Log; Other Floors: Laminate; Sustainable; Vinyl Fuel: Electric Heat: Central Cooling: Ceiling Fan(s); Central Cooling Appliances: Dishwasher; Range; Refrigerator; Self Cleaning Oven; Smoke Detector Sewer: Septic Tank Water: Well Other Rooms: Bedroom Main Level; Extra Storage; Great Room; Laundry/Utility; Mstr Bdrm Main Level; Office; Split Bedroom; Sunroom Misc Features: Internet Available; Pantry; Walk-in Shower; Washer/Dryer Connect; Wired for Internet Exterior Features: Deck; Porch - Covered; Windows - Insulated; Windows - Wood Outbuildings: Detached Workshop Dining Area: Formal Dining Area Community Amenities: Architect Restricted; Boat Ramp; Club House; Lake/Water Access; Picnic/Barbeque Area Association Fee Incl: Some Amenities New Financing: Cash; New Loan

Room Information

Room Name
Living Room
Dining Room
Kitchen
Sunroom
Utility Room
Master Bedroom
Bedroom 2
Bonus Room
Office
Other
Other
Other
Other
Other
Other
Other
IDX
Listing Office: CENTURY 21 Realty Group, LLC
Office Phone: 931-484-6411
Last Updated: April - 29 - 2026
The data relating to real estate for sale on this Web Site comes from the IDX Program of the Knoxville Area Association of REALTORS® Multiple Listing Service. © Copyright 2020 All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. This information is updated weekly, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision.