406 Payne Lane, Spring City, TN 37381
$349,000
Property Type:
Single Family
Bedrooms:
3
Square Footage:
2,236
Lot Size (sq. ft.):
87,120
Status:
Active
Current Price:
$349,000
List Date:
2/19/2026
Last Modified:
3/19/2026
Overview
Description
Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room.
Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home.
Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.
Listing Details MLS# 1329936
Location Tax Legal Info
- House #
- 406
- Street Name
- Payne
- St Suffix
- Lane
- State/Province
- TN
- Zip Code
- 37381
- PIN #
- 025 001.4100
- Subdivision
- Valley Dale
Contract Info
- Auction Y/N
- No
- Listing Price
- 349000
General Property Description
- Type
- 1 1/2 Story
- Acres
- 2
- Acre Source
- Owner
- Site Built
- Yes
- Restrictions
- No
- SqFt - Total (Aprox)
- 2236
- SqFt - Main Lvl
- 2236
- # Bedrooms
- 3
- Baths - Full
- Yes
- # of Rooms
- 7
- Fireplace
- Yes
- # Fireplace
- Yes
- Property Status
- N/A
- HOA
- No
- Year Built
- 1983
- Bonus Room
- Yes
- SqFt - Down Lvl
- 0
- SqFt - 2nd Flr Lvl
- 0
- SqFt - 3rd Flr Lvl
- 0
- Basement
- No
Status Change Info
- Status Change Date
- 2026-02-19
Location, Tax & Legal Info
- Area
- Rhea County - 42
- Property Sub-Type
- Residential
- City/County Code
- County
- Total Tax
- 657.44
- High School
- Rhea County
Remarks & Misc
- Directions
- From 1st Street, head toward Church Street and turn left onto Church Street. From there, turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next, turn right onto Keith Street NW and proceed straight before turning left onto 25th Street. Turn right onto US-27 North, then make a right onto Rocky Springs Road. Take a slight right onto Muddy Creek Road, followed by a right onto Payne Lane. The property will be located on the right.
- Public Remarks
- Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.
More Information
Atchd/Dtchd Type
- Detached
- Yes
Style
- Other
- Yes
Construction
- Block
- Yes
Siding
- Wood
- Yes
Fireplace
- Wood Burning Stove
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Cooling
- Yes
Floors
- Luxury Vinyl Plank
- Yes
Garage/Parking
- Off-Street Parking
- Yes
Basement
- Crawl Space
- Yes
Lot Description
- Private
- Yes
- Other
- Yes
Fuel
- Gas (Natural)
- Yes
Heat
- Central
- Yes
- Other
- Yes
Appliances
- Dishwasher
- Yes
- Other
- Yes
Exterior Features
- Windows - Aluminum
- Yes
Sewer
- Septic Tank
- Yes
Water
- Well
- Yes
Outbuildings
- Storage Shed
- Yes
New Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- THDA
- Yes
- USDA/Rural
- Yes
- VA Loan
- Yes
Showing
- See Agent Instructns
- Yes
Property Features
Style:
Other
Construction:
Block
Siding:
Wood
Basement:
Crawl Space
Lot Description:
Private; Other
Fireplace:
Wood Burning Stove
Floors:
Luxury Vinyl Plank
Fuel:
Gas (Natural)
Heat:
Central; Other
Cooling:
Ceiling Fan(s); Central Cooling
Appliances:
Dishwasher; Other
Sewer:
Septic Tank
Water:
Well
Exterior Features:
Windows - Aluminum
Outbuildings:
Storage Shed
Showing:
See Agent Instructns
New Financing:
Cash; Conventional; FHA; THDA; USDA/Rural; VA Loan
Listing Office:
eXp Realty, LLC
IDX
Office Phone: 423-284-6897
Last Updated: March - 19 - 2026
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